Greg Selby | Mortgage Loan Officer Serving Massachusetts

Meet Greg Selby

My path into mortgage lending is a little different than many loan officers.

Before entering the mortgage industry, I owned and operated a successful flooring and construction business serving homeowners throughout Massachusetts and Rhode Island.

Working directly with homeowners gave me firsthand experience with:

• Homeownership
• Property renovations
• Real estate transactions
• Budget planning
• Home improvement financing decisions

The challenges buyers face before and after purchasing a home

That background taught me something that remains true today:

Every homeowner’s situation is unique.

No two families have the same goals, finances, or plans for the future. That’s why I take a personalized approach with every borrower I work with.

Today, as a Loan Officer with Fairway Home Mortgage, I help buyers and homeowners understand their financing options while guiding them through every step of the mortgage process.

Why Clients Choose Greg Selby

There are plenty of places to get a mortgage.

The reason many clients choose to work with me comes down to service, communication, and local expertise.

Local Market Knowledge

Based in Auburn, Massachusetts, I regularly work with buyers throughout Worcester County and surrounding communities. I understand the local housing market, common transaction timelines, and the challenges buyers face in today’s market.

Communication First

One of the most common complaints borrowers have about lenders is a lack of communication.

I believe clients should always know:

• Where their loan stands
• What documents are needed
• What happens next
• What deadlines are approaching

My goal is to keep borrowers informed throughout the entire process.

Education and Guidance

Mortgage terminology can be confusing.

Interest rates, points, debt-to-income ratios, closing costs, escrow accounts, and underwriting requirements can feel overwhelming.

I work to simplify the process and explain things in ways that make sense.

Personalized Solutions

Every client is different.

Whether you’re a first-time buyer, self-employed business owner, real estate investor, retiree, or move-up buyer, I take the time to understand your goals and help identify financing options that fit your situation.

Who I Help

First-Time Homebuyers

Buying your first home doesn’t have to be overwhelming.

I help first-time buyers understand:

• Down payment options
• Credit requirements
• Monthly payment estimates
• Closing costs
• Pre-approval strategies
• The homebuying process from start to finish

Current Homeowners

If you’re selling one property and purchasing another, timing and financing become especially important.

I help homeowners evaluate their options and develop a plan that supports their next move.

Real Estate Investors

Whether you’re purchasing a single investment property or growing a larger portfolio, financing can play a major role in your investment strategy.

Homeowners Exploring Refinancing

I help homeowners evaluate refinancing opportunities and understand available options based on their goals and financial circumstances.

Areas I Serve

While my office is located in Auburn, Massachusetts, I work with borrowers throughout the Commonwealth.

My primary service area includes:

Worcester County

• Worcester
• Auburn
• Millbury
• Shrewsbury
• Grafton
• Holden
• Sutton
• Leicester
• Oxford
• Charlton
• Northbridge
• Uxbridge
• Webster
• Douglas
• Boylston
• West Boylston
• Westborough
• Northborough

Central Massachusetts

Serving communities throughout the greater Worcester region.

Western Massachusetts

Including Hampden County, Hampshire County, Franklin County, Berkshire County, and surrounding communities.

Cape Cod

Helping homebuyers and homeowners throughout Barnstable County and Cape Cod.

What It’s Like Working With Me

Step 1: Initial Conversation

We discuss your goals, timeline, and current situation.

Step 2: Mortgage Review

I review your income, assets, credit profile, and financing objectives.

Step 3: Mortgage Strategy

We discuss potential loan options and determine the best path forward.

Step 4: Pre-Approval

You receive a mortgage pre-approval so you can confidently begin shopping for homes.

Step 5: Contract and Processing

Once you have a signed purchase agreement, I’ll coordinate with your Realtor, attorney, and all parties involved in the transaction.

Step 6: Closing Day

We work together through the final steps until you receive the keys to your new home.

Frequently Asked Questions

When should I contact a mortgage lender?

The earlier the better. Speaking with a mortgage professional before shopping for homes can help you understand your budget and financing options.

Do I work with first-time homebuyers?

Absolutely. A significant portion of my business involves helping first-time buyers navigate the mortgage process.

Do I only work in Worcester County?

No. While Worcester County is my primary market, I work with borrowers throughout Massachusetts and in other states where licensing and program guidelines permit.

Can I contact you before finding a home?

Yes. In fact, that’s often the best time to begin the conversation.

What documents do I need for a mortgage?

Requirements vary by borrower, but generally include income, asset, and employment documentation.

Ready to Talk About Your Mortgage?

Whether you’re buying your first home, purchasing your next property, investing in real estate, or refinancing an existing mortgage, I’d be happy to help.